1) Eligibility & Acceptance

By accessing the Site, you represent that you are at least the age of majority in your jurisdiction and have authority to agree to these Terms. If you do not agree, do not use the Site.

2) No Investment, Legal, or Tax Advice

The content on the Site is for general informational and educational purposes only. Nothing on the Site constitutes investment, legal, accounting, or tax advice, or a recommendation to buy or sell any security or product. Decisions should be based on your individual circumstances and made in consultation with qualified professionals.

3) Informational Nature; No Client Relationship

Your use of the Site does not create an advisor-client relationship. Such a relationship is formed only after you execute definitive written agreements with us. Past performance is not indicative of future results.

4) Intellectual Property & License

All content on the Site—including text, graphics, logos, icons, images, video, software, and layout—is owned by or licensed to us and is protected by applicable intellectual-property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial purposes. Any other use requires our prior written consent.

5) Acceptable Use

• Do not misuse the Site, interfere with operation, or attempt unauthorized access.
• Do not post or transmit unlawful, infringing, defamatory, or harmful content.
• Do not use the Site to advertise or solicit without our consent.
• Do not copy, scrape, or harvest content or data except as permitted by these Terms.

6) Third-Party Content & Links

The Site may reference or link to third-party websites, tools, videos, or services. We do not control, endorse, or assume responsibility for third-party content. Use of third-party websites or services is subject to their own terms and privacy policies.

Links are provided for convenience and informational purposes. We are not responsible for the accuracy, availability, security, or practices of third-party websites or services.

7) Disclaimers of Warranties

To the fullest extent permitted by applicable law, the Site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Site will be uninterrupted, error-free, secure, or free of harmful components, or that its content will always be accurate, complete, or current. Financial and insurance information may change and may not apply to your individual circumstances.

8) Limitation of Liability

To the fullest extent permitted by applicable law, we and our owners, employees, representatives, and service providers will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or relating to your use of, or inability to use, the Site.

This includes loss of profits, data, business opportunities, or goodwill, even if we have been advised of the possibility of such damages. Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited, or waives any non-waivable rights under applicable securities, consumer protection, or other laws.

9) Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless us and our owners, employees, and representatives from third-party claims, damages, liabilities, and reasonable expenses, including reasonable attorneys’ fees, arising from your unlawful use of the Site, your violation of these Terms, or your infringement of another party’s rights.

This provision does not require you to indemnify us for our own negligence, willful misconduct, or violations of applicable law.

10) Privacy

Our Privacy Policy explains how we collect, use, and handle personal information in connection with the Site and our services. Please review it to understand our information practices, including how we handle mobile numbers and text messaging consent.

11) Forward-Looking Statements & Testimonials

Content on the Site may include projections, illustrations, estimates, or other forward-looking statements. These reflect assumptions and expectations that may change and are not guarantees of future results. Actual outcomes may differ materially.

Any examples, testimonials, or endorsements reflect individual experiences and may not be representative of every client’s experience. They do not guarantee future performance or a particular financial outcome. Any material compensation or relationship associated with a testimonial or endorsement will be disclosed where applicable.

12) Changes to the Site & Terms

We may update, modify, suspend, or discontinue portions of the Site from time to time. We may also revise these Terms by posting an updated version on this page and changing the “Last updated” date.

Where required by applicable law, we will provide additional notice or obtain consent for material changes. Changes apply prospectively. Your continued use of the Site after revised Terms take effect constitutes acceptance to the extent permitted by law.

13) Governing Law & Venue

These Terms are subject to applicable United States federal and state law. Any dispute arising from these Terms or your use of the Site must be brought before a court with proper jurisdiction and venue under applicable law.

Nothing in these Terms limits any mandatory protections, rights, or remedies available to you under applicable law.

14) Termination

We may suspend or terminate your access to the Site if you violate these Terms or if reasonably necessary to protect the Site, our business, or other users, subject to applicable law.

You may stop using the Site at any time. Provisions that by their nature should survive termination, including intellectual property, disclaimers, limitations of liability, and dispute-related provisions, will continue to apply to the extent permitted by law.

15) Miscellaneous

These Terms govern your use of the Site and do not replace any separate written agreement you may have with us for financial, insurance, or other services. If a separate agreement governs a particular service, that agreement controls with respect to that service in the event of a conflict.

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will remain in effect. Our failure to enforce a provision does not waive our right to enforce it later.

Section headings are provided for convenience and do not affect interpretation.

16) Contact Us

For questions about these Terms or the Site, contact:

Sassano Financial Strategies
Joseph Sassano
Email: joe@sassanolife.com
Phone: (914) 403-1022

For help with the Text Messaging Program, reply HELP to any message or call 561-465-4242.