1) Eligibility & Acceptance

By accessing the Site, you represent that you are at least the age of majority in your jurisdiction and have authority to agree to these Terms. If you do not agree, do not use the Site.

2) No Investment, Legal, or Tax Advice

The content on the Site is for general informational and educational purposes only. Nothing on the Site constitutes investment, legal, accounting, or tax advice, or a recommendation to buy or sell any security or product. Decisions should be based on your individual circumstances and made in consultation with qualified professionals.

3) Informational Nature; No Client Relationship

Your use of the Site does not create an advisor-client relationship. Such a relationship is formed only after you execute definitive written agreements with us. Past performance is not indicative of future results.

4) Intellectual Property & License

All content on the Site—including text, graphics, logos, icons, images, video, software, and layout—is owned by or licensed to us and is protected by applicable intellectual-property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial purposes. Any other use requires our prior written consent.

5) Acceptable Use

• Do not misuse the Site, interfere with operation, or attempt unauthorized access.
• Do not post or transmit unlawful, infringing, defamatory, or harmful content.
• Do not use the Site to advertise or solicit without our consent.
• Do not copy, scrape, or harvest content or data except as permitted by these Terms.

6) Third-Party Content & Links

The Site may reference or link to third-party websites, tools, videos, or services. We do not control, endorse, or assume responsibility for third-party content. Use of